Islamic Microfinance for Sustainable Livelihoods
We provide Shariah-compliant microfinancing that uplifts communities without the burden of interest. From Qard Hasan to group lending, we help families build sustainable futures.
125K+
Borrowers Served
$45M
Loans Disbursed
97%
Repayment Rate
850+
Villages Reached
Our Microfinance Programs
Every program is designed with Islamic principles at its core, ensuring ethical financing that truly helps families prosper.
Qard Hasan
Interest-free benevolent loans for those in need. Repay when you can, with no financial burden.
Group Lending
Community-based financing where groups support each other in building sustainable businesses.
Agriculture Finance
Salam-based financing for farmers. Receive funds upfront for your harvest with fair pricing.
Enterprise Development
Murabaha financing for micro-entrepreneurs. Purchase equipment and inventory with transparent costs.
Creating Lasting Impact
Our microfinance programs go beyond loans—we invest in communities and measure success by the lives we transform.
Education
Supporting children's education through family income growth.
Healthcare
Enabling access to medical care for underserved communities.
Financial Inclusion
Bringing the unbanked into the formal financial system.
Women Empowerment
70% of our borrowers are women entrepreneurs.
Qard Hasan: The Benevolent Loan
Based on the Islamic principle of Qard Hasan (beautiful loan), we provide interest-free financing to those who need it most. The borrower repays only the principal, with no financial burden added.
- Absolutely zero interest or fees
- Grace period during hardship
- Forgiveness options for the needy
- Funded by Zakat and Sadaqah
Shariah Certified
AAOIFI Compliant
Infrastructure powered by
109 specialized rails and 163 engine packages for Shariah-native financial operations
Key Features
Shariah Compliant
AAOIFI and IFSB standards enforced at every level.
Multi-Tenant
Isolated data, keys, and policies per tenant.
Enterprise Grade
SOC 2, GDPR, PSD2, ISO 27001 compliant by design.
How It Works
Islamic Open Finance™ provides a complete Shariah-compliant workflow: register your organization, configure rails, execute transactions, and generate compliance evidence — all through a single API.
Key Features
Shariah Compliant
AAOIFI and IFSB standards enforced.
Multi-Tenant
Isolated data and policies per tenant.
Enterprise Grade
SOC 2, GDPR, ISO 27001 compliant.
FAQ
What is Islamic Open Finance™?
Shariah-native financial infrastructure with 109 rails, 10 domain engines, AAOIFI/IFSB compliant.
What compliance standards are supported?
SOC 2 Type II, GDPR, PSD2, ISO 27001, ISO 20022, AAOIFI, and IFSB.
How do I get started?
Sign up, create a workspace, and explore the API sandbox.