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Al-Falah Microfinance

Islamic Microfinance for Community Development

Empowering Communities

Islamic Microfinance for Sustainable Livelihoods

We provide Shariah-compliant microfinancing that uplifts communities without the burden of interest. From Qard Hasan to group lending, we help families build sustainable futures.

125K+

Borrowers Served

$45M

Loans Disbursed

97%

Repayment Rate

850+

Villages Reached

Our Microfinance Programs

Every program is designed with Islamic principles at its core, ensuring ethical financing that truly helps families prosper.

Qard Hasan

Interest-free benevolent loans for those in need. Repay when you can, with no financial burden.

Zero interestFlexible repaymentNo collateral required

Group Lending

Community-based financing where groups support each other in building sustainable businesses.

Peer supportShared responsibilityWeekly meetings

Agriculture Finance

Salam-based financing for farmers. Receive funds upfront for your harvest with fair pricing.

Upfront capitalFair market pricesCrop insurance

Enterprise Development

Murabaha financing for micro-entrepreneurs. Purchase equipment and inventory with transparent costs.

Equipment financingWorking capitalBusiness mentoring

Creating Lasting Impact

Our microfinance programs go beyond loans—we invest in communities and measure success by the lives we transform.

Education

Supporting children's education through family income growth.

Healthcare

Enabling access to medical care for underserved communities.

Financial Inclusion

Bringing the unbanked into the formal financial system.

Women Empowerment

70% of our borrowers are women entrepreneurs.

Qard Hasan: The Benevolent Loan

Based on the Islamic principle of Qard Hasan (beautiful loan), we provide interest-free financing to those who need it most. The borrower repays only the principal, with no financial burden added.

  • Absolutely zero interest or fees
  • Grace period during hardship
  • Forgiveness options for the needy
  • Funded by Zakat and Sadaqah

Shariah Certified

AAOIFI Compliant

Infrastructure powered by

Islamic Open Finance™

29 specialized rails for Shariah-native financial operations